Common Financial Questions
- Should I have travel insurance?
We highly recommend you purchase travel insurance, which will reimburse you for non-refundable costs should you have to cancel or interrupt your trip. We offer a thorough and inexpensive Trip Mate plan for US residents, and another for international students called Seven Corners. See our Trip Insurance page for details.
- What does the tuition cover?
Tuition covers all program expenses except for airfare, a one-time departure tax (about $20), medical expenses and personal spending such as souvenirs, snacks, phones, and optional meals ashore. All divers must have their own diving insurance (or be covered by our Trip Mate insurance policy, which does not exclude diving.) Diving as an optional course and Basic Keelboat will carry an additional charge.
- When is the tuition due?
A $700 deposit is due with your application to hold a spot. You may pay by credit card with your application, or send a check. Your submitted application will hold your spot while your check is in the mail.
Full tuition is due by March 1st, unless you've arranged a payment plan with us. We continue to accept applications after March 1st, accompanied by the full tuition unless you've arranged a payment plan with us.
- Do you offer a payment plan?
Yes. You may spread your tuition payments out over several months, as long as full payment is received reasonably before the program start date. When you submit your application and deposit payment, you'll have the option to indicate your interest in a payment plan for the remaining tuition balance.
- What is your refund or cancellation policy?
Before March 1st, a $700 deposit is due with your application. Full tuition is due by March 1st. Payment on account (less a $350 non-refundable application fee) will be refunded if written request is received by Sail Caribbean on or before March 1st. After March 1, no refunds will be made. We highly recommend that you purchase a travel insurance policy to suit your specific needs.
- How much spending money is needed?
We recommend students bring approximately $75 per week, depending on personal spending habits and expectations. We recommend they bring half of their spending money in the form of $20 travelers checks - the other half in cash. Students are responsible for keeping their own money, and should keep a list of their traveler's checks serial numbers - both at home and with them, but separately from their checks.