Sail Caribbean Trip Insurance

We realize that unforeseeable events may arise that could cause you to cancel or interrupt your summer program. As a result, Sail Caribbean makes arrangements each year to offer you excellent trip cancellation/interruption insurance through a large, multi-national insurance provider.  We highly recommend that you purchase coverage to protect your investment.

We offer two plans - one by Trip Mate for U.S. citizens or residents, and one by Seven Corners for international students.

Trip Mate Trip Insurance Plan for U.S. citizens or residents

This Trip Insurance plan provides coverage prior to and during your trip:

• Trip Cancellation - the policy reimburses your non-refundable payments if you have to cancel before the program begins for covered reasons such as injury, sickness, or disabling illness of an immediate family member.
• Trip Interruption - the policy reimburses your unused non-refundable payments if your trip is interrupted, or you are unable to continue your trip, for covered reasons.
• Medical Expenses/Emergency Assistance – the policy provides primary coverage for medical expenses incurred during your Sail Caribbean trip.
• Baggage & Personal Effects – coverage for loss, theft or damage to your baggage and personal belongings.

Other benefits of the Trip Mate coverage:

• Injuries during amateur, organized, and intramural sports are not excluded.
• Scuba diving, as delivered by Sail Caribbean, is not excluded so this plan can be used to satisfy our dive insurance requirement.
• Mental, nervous or psychological conditions are not excluded.

Cancel For Any Reason up to 2 days before departure (CFAR):

With the purchase of the Trip Mate policy, there is an additional option which provides 75% tuition reimbursement for trip cancellation up until 2 days before departure for any reason.  Sail Caribbean will provide a non-transferable voucher for the remaining 25% of tuition to be used toward any Sail Caribbean program before the end of the following summer. For example, summer school is not a covered reason under the standard policy, but would be covered under this CFAR option.  (Please note that the CFAR option is only available with the purchase of the base Trip Mate policy, and at the time the base premium is paid.)

Purchase Timing

The Trip Mate Plan is only available prior to, or at the time of, full tuition payment.

Prior to full payment of tuition, Trip Mate may be purchased at any time.  Broader benefits are only available if purchased 60+ days before departure date.  Or, if initial deposit is within 60 days, then one must purchase the policy within 14 days of initial deposit to get these broader benefits:

• Pre-existing conditions exclusion is waived if purchased 60+ days prior to departure, or within 14 days of initial deposit if within 60 days of departure.
• CFAR option is only available 60+ days before departure, or within 14 days of initial deposit if within 60 days, and must be purchased at the same time as the base policy.

Trip Mate Insurance Details

Please review the 2013 Trip Mate policy online for all coverage details and exclusions.

2013 Trip Mate Pricing

Coverage must be purchased for the entire tuition cost. Below is a chart of premium rates according to each program's tuition.

Trip Cancellation insurance coverage begins on the date your premium is received by Sail Caribbean. The plan is non-cancelable and the premium is non-refundable once received. Sail Caribbean is making this coverage available and makes no claims or representations about the trip insurance plan.

This plan is Underwritten by: United States Fire Insurance Company

Purchasing your Trip Insurance Plan (US citizens or residents)

The best way to purchase your trip insurance is through your My Sail Caribbean account, using the link in the Documents section.  (If your account is not yet activated, please call us and we'll help you over the phone.)  Otherwise, you can purchase using this secure online purchase form.

If you have any questions, please call our NY Office at 800-321-0994 or 631-754-2202, or email us at .  For specific questions regarding the Trip Mate plan's coverage, call Trip Mate directly at 1-800-888-7292 from 8AM-5PM Central Time and refer to Plan ID# F433D.

Seven Corners Trip Insurance Plan for International students

This Trip Insurance plan provides coverage prior to and during your trip:

• Trip Cancellation - the policy reimburses your non-refundable payments if you have to cancel before the program begins for covered reasons such as injury, sickness, or disabling illness of an immediate family member.
• Trip Interruption - the policy reimburses your unused non-refundable payments if your trip is interrupted, or you are unable to continue your trip, for covered reasons.
• Medical Expenses/Emergency Assistance – the policy reimburses your trip-related medical expenses and outlines emergency evacuation benefits.
• Baggage & Personal Effects – coverage for loss, theft or damage to your baggage and personal belongings.

Other benefits of the coverage:

• Scuba diving, as delivered by Sail Caribbean, is not excluded so this plan can be used to satisfy our dive insurance requirement.

Seven Corners Insurance Details

Download and review printable Seven Corners brochure

Purchasing your Seven Corners Insurance Plan (for international students)

Follow this link to get a price quote for your particular trip costs and dates.  If you choose to then purchase your this trip insurance plan, please be sure to indicate "Sail Caribbean" as the organization name when purchasing and notify us so we can update your My Sail Caribbean account information.