Sail Caribbean Trip Insurance

We realize that unforeseeable events may arise that could cause you to cancel or interrupt your summer program. As a result, Sail Caribbean makes arrangements each year to offer you excellent trip cancellation/interruption insurance through a large, multi-national insurance provider.  We highly recommend that you purchase coverage to protect your investment.

We offer two plans - one by Trip Mate for U.S. and Canadian citizens or residents, and one by Seven Corners for international students.

Trip Mate Trip Insurance Plan for U.S. and Canadian citizens or residents

This Trip Insurance plan provides coverage prior to and during your trip:

• Trip Cancellation - the policy reimburses your non-refundable payments if you have to cancel before the program begins for covered reasons such as injury, sickness, or disabling illness of an immediate family member.
• Trip Interruption - the policy reimburses your unused non-refundable payments if your trip is interrupted, or you are unable to continue your trip, for covered reasons.
• Medical Expenses/Emergency Assistance – the policy reimburses your trip-related medical expenses and provides emergency evacuation benefits.
• Baggage & Personal Effects – coverage for loss, theft or damage to your baggage and personal belongings.

Other benefits of the Trip Mate coverage:

• Injuries during amateur, organized, and intramural sports are not excluded.
• Scuba diving, as delivered by Sail Caribbean, is not excluded so this plan can be used to satisfy our dive insurance requirement.
• Mental, nervous or psychological conditions are not excluded.

Cancel For Any Reason up to 2 days before departure (CFAR):

This option provides 75% coverage for trip cancellation up until 2 days before departure for any reason.  Sail Caribbean will provide a non-transferable voucher for the remaining 25% of tuition to be used toward any Sail Caribbean program before the end of the following summer. For example, summer school is not a covered reason under the standard policy, but would be covered under this CFAR option.  

Purchase Timing

• The Trip Mate Plan is only available prior to, or at time of, full tuition payment. 
• Prior to full payment of tuition, Trip Mate may be purchased at any time but broader benefits are only available if purchased 60+ days before departure date.  Or, if initial deposit is within 60 days, then one must purchase policy at time of initial deposit to get these broader benefits:
  • Pre-existing conditions exclusion is waived if purchased 60+ days prior to departure, or at initial deposit if within 60 days.
  • CFAR option is only available before 60+ days, or at initial deposit if within 60 days.

Trip Mate Insurance Details

Please refer to the plan certificate for all coverage details and exclusions:
Review the 2010 Trip Mate policy online or download a printable 2010 Trip Mate brochure

2010 Trip Mate Pricing

Coverage must be purchased for the entire trip cost. Below is a chart of premium rates to cover your full program tuition, excluding any airfare. Please adjust your premium according to your total trip cost.

Trip Cancellation insurance coverage begins on the date your premium is received by Sail Caribbean. The plan is non-cancelable and the premium is non-refundable once received. Sail Caribbean is making this coverage available and makes no claims or representations about the trip insurance plan.

Purchasing your Trip Insurance Plan

Use this secure online purchase form, or log in to your My Sail Caribbean account and go to the Documents section.  (If your account is not yet activated, please call us and we'll help you over the phone.)

If you have any questions, please call our NY Office at 800-321-0994 or 631-754-2202, or email us at .  For specific questions regarding the Trip Mate plan's coverage, call Trip Mate directly at 1-800-888-7292 from 8AM-5PM Central Time and refer to Plan ID# F433D.

Seven Corners Trip Insurance Plan for International students

This Trip Insurance plan provides coverage prior to and during your trip:

• Trip Cancellation - the policy reimburses your non-refundable payments if you have to cancel before the program begins for covered reasons such as injury, sickness, or disabling illness of an immediate family member.
• Trip Interruption - the policy reimburses your unused non-refundable payments if your trip is interrupted, or you are unable to continue your trip, for covered reasons.
• Medical Expenses/Emergency Assistance – the policy reimburses your trip-related medical expenses and outlines emergency evacuation benefits.
• Baggage & Personal Effects – coverage for loss, theft or damage to your baggage and personal belongings.

Other benefits of the coverage:

• Scuba diving is a covered activity only for those who are PADI or NAUI certified. This plan can be used to satisfy our dive insurance requirement for those already PADI or NAUI certified before coming to Sail Caribbean.  (Divers not yet certified will need to purchase separate DAN insurance.)

Seven Corners Insurance Details

Download and review printable Seven Corners brochure

Purchasing your Seven Corners Insurance Plan

Follow this link to get a price quote for your particular trip costs and dates.  If you choose to then purchase your this trip insurance plan, please be sure to indicate "Sail Caribbean" as the organization name when purchasing and notify us so we can update your My Sail Caribbean account information.